DOLE: pay rules for special non-working days in NCR on January 15, 16, and 19

From the Department of Labor and Employment
Labor and Employment Secretary Rosalinda Dimapilis-Baldoz yesterday said private business employers must observe proper pay rules and core labor standards for their workers on January 15, 16, and 19 which have been declared under Proclamation No. 936 as special non-working days in the National Capital Region on account of the visit to the Philippines of His Holiness Pope Francis, the Supreme Pontiff of the Roman Catholic Church and Head of the State of the Vatican.
President Benigno S. Aquino III issued Proclamation No. 936 on 22 December 2014 through Executive Secretary Paquito N. Ochoa Jr.
“In view of the Proclamation, I enjoin all private sector employers in Metro Manila to observe the proper pay rules for the benefit of their workers,” said Baldoz after she issued Labor Advisory No. 14 Series of 2014 on 29 December 2014.

 The Labor Advisory states the pay rules applicable for the special non-working days as follows:

holidaypaymatrix 

 
  • If the employee did not work, the “no-work, no-pay” principle shall apply, unless there is a favorable company policy, practice, or collective bargaining agreement (CBA) granting payment on a special day;
  • If the employee worked, he or she shall be paid an additional 30 percent of his or her daily rate on the first eight hours of work [(daily rate x 130 percent) + COLA];
  • If the employee worked in excess of 8 hours (overtime work), he or she shall be paid an additional 30 percent of his or her hourly rate on said day (hourly rate of the basic daily wage x 130 percent x 130 percent x number of hours worked);
  • If the employee worked during a special day that also falls on his or her rest day, he or she shall be paid an additional 50 percent of his or her daily rate on the first 8 hours of work [(daily rate x 150 percent) + COLA];
  • If the employee worked in excess of 8 hours (overtime work) during a special day that also falls on his or her rest day, he or she shall be paid an additional 30 percent of his or her hourly rate on said day (hourly rate of the basic daily wage x 150 percent x 130 percent x number of hours worked).
Pope Francis’ visit is scheduled from 15 to 19 January 2015. During these dates, the Roman Catholic Church has lined up several religious activities in Manila that pay tribute to and express their faith through a joyful celebration. Filipinos who profess the Catholic faith are expected to join and participate in the five-day celebration as a way of showing support to the Catholic Church and its head.

,

6 Things to know on how to spot a pyramid scam!


1. Do you have to pay for your sales job?
170548493273779_a-2e1a232c_3GeOVA_pm
2. Is it really about selling?
727246917105944_a-2e1a232c_0WiOVA_pm
3. Is it actually about recruiting?
623167974191297_a-2e1a232c_oGmOVA_pm
4. Are you buying or selling?
296415833932037_a-2e1a232c_U2qOVA_pm
5. Are you paying to be trained and “motivated” by the company (or upline) you work for?
100685011244271_a-2e1a232c_0mqOVA_pm
6. Does the company provide enough information for you to do your won “due diligence?”
654322142131700_a-2e1a232c_pGuOVA_pm
taken from “What about this one?
,

Tips to Avoid Premature Bankruptcy for Young Business Owners

A great business mind is most often considered the best asset of a successful entrepreneur.

Being a business owner is always one of the seemingly more exciting ways to make a living. Considering the many opportunities in the market and the rise of consumer spending in the country, there is no surprise to why a handful of graduates choose to be young business owners.

Starting young in the world of business is always a good thing, but it can also be too risky especially if it’s a start-up and you’re doing everything by yourself. The primary concern when starting a business frequently revolves around finances. Do you have the money to start a business? Do you have all the requirements to apply for a business loan? These are the right questions to ask yourself, but remember that it’s not always about the money.

No matter how bright your ideas are, you won’t get anywhere if you don’t plan and execute a strategic approach toward entrepreneurship. Before you begin your venture, here are some ideas on how you can go about your business planning:

1. Outline your business goals. When setting your business goals, don’t focus on just making money. Not only does it sound greedy, it also does not give you the right kind of mindset as a business owner. Set goals for yourself and for your business so you can always be on target. Do you want to expand your business a few years from now, if it becomes successful? Do you want to get investors or franchisees?

2. Boost your knowledge on financial management. One of the downfalls of most businesses is the lack of knowledge about handling money. There are a lot of books on business and financial management that you can get from a bookstore. Otherwise, you can simply Google what you need to know. You can even find a lot of online videos and even business courses, free of charge.

3. Create a budget. If you are funding your own venture, you may have very limited resources. If not, it’s likely you don’t have enough cash flow. While it can be quite challenging, having a conservative stance towards spending will allow you to stretch your budget.

4. Prepare for a business credit card application. Even if you already have a credit card, never use your personal card for your business. Having a small business credit card to be used exclusively for business purposes is a much better idea. It will allow you to monitor and evaluate your business expenses. It will also give you enough financial flexibility in times of need.

5. Join business symposiums or conferences. Learn from the most reputable business speakers. It’s highly logical to learn about the experiences and hear words of wisdom from business professionals. You also need to consider these events as an opportunity to grow your network.

6. Be an expert in people-to-people and business-to-business relations. Don’t attempt to pull dirty tactics for your own gain. From clients and suppliers to business partners and competitors, never strain your relations with anyone. Being unethical will only backfire and hurt your business and your personal life in the long run.

7. Monitor your run rate. Every business owner knows the importance of monitoring how the business is actually doing. How is the ROI (return on investment)? Will you be able to continue with expansion or do you need to consider an abridgment? This allows you to identify the SWOTs (strengths, weaknesses, opportunities, and threats) of your business and to evaluate if the business is truly profitable.

As a young entrepreneur, you must not fear the many facets of business planning and execution that you will need to go through. Most of the time, people who take the biggest risks are the ones who get to enjoy a booming success.


 This article is exclusively written for PinoyCareerCenter.Blogspot.com by MoneyMax Philippines, the country's leading financial comparison portal which helps Filipino consumers make the right financial decisions as they settle on the best credit card, home loan, broadband plan, and more—fast, comprehensive, and free. Visit MoneyMax Blog for more financial tips and advice.
, , ,

How Savvy Entrepreneurs Do It: Growing a Small Business from Home

Many Filipinos today are consideringwork-from-home going from being an average employee to becoming a small-time business owner. And this could be just one great move for them. Robert Kiyosaki once said in his book entitled “Rich Dad, Poor Dad” that financial freedom can be attained through establishing a business and investing. Nevertheless, the country is undeniably booming with various business and investment opportunities. From manufacturing hand-crafted products to opening restaurants, the ideas are endless. They come up with innovative products and services that can stand even during tough economic times.

Starting a small business from home is usually the scenario here in the country. With a decent capital to get by, budding entrepreneurs are slowly climbing their way to the top through ingenious strategies. But just like any other venture, it doesn't come easy. Surely, challenges may come even if you're building your business at home. But with the right mindset and techniques, the journey towards financial freedom wouldn't be that much difficult.

A Conducive Work Environment

Regardless of what industry you're in, it is crucial to designate a workspace suited for you. There are lots of home office ideas swarming over the Net which you can take advantage of. Set aside some space in your house, preferably somewhere with minimal distractions. Moreover, investing in professional office equipment and furniture is a sound investment. Spending time in front of the computer means you need to be mindful about ergonomics. An ergonomic chair and keyboard saves you from repetitive stress injuries.

Keep a Strong Team

A home-based business isn't equivalent to a one-man show. The fact that it is business means you need experts to help you out. These are people who must be adept with aspects you are not familiar with. For instance, if you are not familiar with setting up an online presence, you may hire a web developer with an SEO and internet marketing experience. Aside from that, you may need the help of accountants, bookkeepers and even lawyers. Assess what your strengths are when it comes to running a business and focus on the parts which you are good at. Leave the rest to your competent team.

Branding Helps

Building your company also means building its identity in the market. Part of your business plan should be impressive yet feasible marketing strategies. Branding is all about establishing your business' credibility through delivering the message of your products and/or services clearly. Create ways to connect to your clients and customers emotionally.

Customer Service

No matter what size, businesses should always make their customers feel valued. When you come to think of it, your company wouldn't even suffice without them. Cultivating relationships with your target audience is extremely essential during the first stage of your business. Winning their loyalty is a matter of being grateful and respectful of them, be it through exceptionally answering to their queries and attending to their concerns.

Managing and growing your small business at home is definitely possible. Starting out while keeping in mind these concepts may even give you a bigger and brighter opportunity in the corporate scene.

AUTHOR BIO

Anna Garcia writes for Regus PH. Regus Philippines offers excellent serviced accommodation and business solutions in three of the largest metropolitans in the country: Manila, Makati and Cebu City.

North Gate Arinso is hiring US Payroll Specialist: Apply Now


NorthgateArinso is a leading global Human Resources software & services provider offering innovative HR business solutions to employers of all sizes, including Global Fortune® 500 companies and many Public Sector organizations.
We help HR executives optimize their HR service delivery through smarter process and more efficient technology, supporting key HR areas like workforce administration, payroll, benefits, recruitment, learning, and talent management.
Our 5,000 employees are dedicated to HR excellence through strategic business consulting, outsourcing services, systems integration and best-of-breed software solutions.
NorthgateArinso is one of the 5 largest HR service providers worldwide and has offices in 31 countries on 5 continents.
Our vision: Our vision is simple: we want to be the trusted partner of HR decision makers, by improving HR service delivery through smarter processes and more efficient technologies.
Our history:  NorthgateArinso was created in 2007 following the acquisition of ARINSO International by Northgate Information Solutions, thus creating a merged entity with combined more than half a century of HR expertise.
Nature of the Business: IT Consulting & BPO for HR Functions
Industry recognition:
  • Ranked as Visionary in recent HR Outsourcing research
  • Ranked as top 3 HRO player by HRO Today
  • Ranked as top 10 European technology company by Truffle 100
  • Largest SAP HCM consultancy practice globally with over
    2,000 experienced consultants
  • Industry awards
    • 2010 “Most Innovative BPO Company of the Year” by ICT
    • 2009 Winner ‘HR Product of the Year’ by HR Executive
    • 2009 Winner of ‘Technology relationship of the year’ with SAP
    • 2008 Named ‘major outsourcer of the year’ by the Institute of 
      Payroll Professionals 
    • 2010 Winner of the SAP Pinnacle Award for BPO Provider of the Year
    • 2008 Winner of the SAP Pinnacle Award for Business 
      Process Outsourcing
    • 2006 Winner of the SAP Pinnacle Award for Global 
      Customer Satisfaction
    • SAP certified Global BPO service provider

US Payroll Specialist

JOB DESCRPTION:
Overall Objective: The Payroll Specialist is a HR expert whose mission is to provide HR outsourced services and manage requests and inquiries requiring a significant level of subject matter expertise in an efficient and effective way, in line with the statement of services and the agreed service levels.
 Main Responsibilities:
  • Works as the first point of contact in the delivery centre for Client HR representative.
  • Work could include calls, tickets, emails or faxes from clients requesting services, support or issue resolution.
  • Serves as the first escalation level for HR Consultant.
  • Resolves escalated and complex issues in one or more specific process areas which include payroll, reports, processes and controls.
  • Researches and processes master data changes and executes all process steps in accordance with the client’s standard operating procedures.
  • Processes payroll (on and off cycle) and post payroll reconciliation and other transactions.
  • Produces and supplies regular and on-demand payroll reports and statistical information according to the agreed services (SoS).
  • Ensures the quality and timely delivery of payroll services (processing and controls) according to the contract and SLA
Requirements:
  • Advanced HR expertise – In depth knowledge of processes, policies and regulations within the area of Payroll, Benefits Administration and employment law/legislation appropriate to the clients geography
  • Good analytical skills – to be able to break down a problem, situation or process into its component parts, to separate the main issues from side-issues, to understand the nature of parts and their relationship to one another
  • Gathering information and problem solving – look at existing issues and interact with others to find adequate solutions
  • Knowledge of the Service Centre processes, policies and procedures (e.g. escalation procedures, service level agreements, client service standards)
  • Good communicator and customer oriented – to be able to identify and understand the customer's needs
  • Results oriented – to be able to achieve targets aligned with business goals
  • Well-organized and planned, schedules time effectively and uses efficient work methods and tools
  • Detail-oriented, thorough and focused on all aspects of the job to ensure high levels of accuracy
  • Teamwork – to be able to work with colleagues to achieve targets and objectives.
  • Ability to work under pressure, remains calm, is objective and controlled in responding to urgent or demanding situations. Maintains effective performance against strict deadlines
  • Computer skills: MS Office, SAP HR, HR IS/IT systems and SC technology (tools for documentation/tracking, service delivery channels etc.)

, ,

12 Ways to Attract and Keep More Customers in your Business


1. Have a quality product and maintain it. Make it sure that you are selling a very good product or service. It must have a good quality and must meet the standard of the market.

2. Be honest to your customers. Products or services that do not meet the expectation of your customers will give a bad reputation in your business. So everytime you promote your business do not underdeliver of overpromise.

3. Know your market. Before you attract customers in your business, make it sure that you know your market well. It will give you more understanding of what products to offer and what kind of marketing promotion you will do.

4.Use social networking. People nowadays love to hangout in social networks like Facebook, Twitter, Pinterest, etc. Why not use it to promote your business? It will boost your business by sharing it to your friends’ friends or by tweeting it. Also, it is fun and free.

5. Always listen to your customers. Do get angry or get insulted if your customers tell you that something is wrong in your product or service. Listen to them and fix the problem.

6. Be a “people person.” Attitude is critical to your business. Be friendly to your customers and they will be friendly to you, too.

7. Use attractive promotions to boost your product sales. Why not offer something to your customers that will keep them come back to you? Use Loyalty Program, buy 1 take 1, Buy 5 get 1 free. Did you get the idea?

8. Eye on your competition. Remember that you are not the only one who is selling your products. Business is a game of competition. Learn from your competitors and study how they sell or provide service to their customers. It will give you extra ideas to become more effective business person.

9. Be creative. Do not stick to one product if there is an opportunity to sell other products. If you are selling exercise machines, then look for another method to expand your business. Maybe you can add health products like vitamins in your product list. Always be creative.

10. Updgrade yourself. Do not be afraid to go back to school. It will help you to learn new things about your business.

11. Treat your employees properly. A piece of advise for those who have employees – always treat them properly. How you treat them will reflect on their working attitude.

12. Be willing to change. Hundreds of products are produced and sold in the market daily. Always update yourself of the latest info of your products or service. If you have seen that what you sell is outdated or old, be willing to change it. Do not stick to old ones, but try something new.


, ,

6 Things To Consider Before You Setup A Laundry Business


To setup a laundry business requires no prior experience. You do not need a degree to become a successful laundry shop owner. Also, this kind of business is considered safe and profitable. Nowadays, many people do not have time to wash their clothes because of busy schedules, so this is a kind of business that can provide laundry service for them.
If you are planning to become a laundry shop operator, then there are 6 things that you must to consider to become successful.

First, location.
Second, capital.
Third, customers.
Fourth, supplies and equipment.
Fifth, operating hours.

1. Location.
To setup a laundry business is a good start for your business to grow. You need to put your business in a large community of large customers. A location within dormitories, schools, business establishments is ideal because of its large volume of people.
2. Capital.
Today, a typical laundry shop will require a starting investment of 300,000 – 500,000 for small laundry shop, and 500,000 – 1,000,000 pesos for big laundry shop. You will spend more on the machines that you will use while other expenses will go on other expenses.
3. Customers.
Customers are the backbone of this business. It is very important to provide quality service to them because through your customers, your business will grow by word of mouth and referrals.
4. Supplies and equipments.
A beginning laundry shop with a minimal budget must have at least two pairs of washers and dryers. You must also remember that the cost of the machines also depend on the brand. To cut off expenses, it is also suggested that you make your own fresheners, detergents, and fabric softeners.
5. Operating hours.     
It is important for laundry shops to consider the available time for customers. It will give them time when to deliver and pick-up their laundry.
6. Manpower.
A small laundry shop requires two or three workers. However, if you have a big laundry shop and you are providing services to big institutions, then you need a big manpower. Your employees must be trustworthy, diligent, have knowledge in washing and taking care of clothes, etc. To have good workers will keep your customers come back again to use your service.

Now that you know what to consider in setting-up a laundry business, it is time to know the different ways to increase your income. According to Entrepreneur Magazine, there are 5 ways to increase your laundry business profits.

First, increase the price or target high volumes. “You may either charge more for the services or keep your prices low but target higher volumes.”
You can do this through promotions or adding valuable services like free pick-up and delivery.
Second, “design the shop to make it functional and to minimize costs.” A laundry shop consumes a lot of electricity, and in our country, electrical companies charge the consumers with high amount of money. To avoid this, you can plan your shop by making a big room for drying area. This is very helpful especially on summer or dry season because it cut the cost of electric usage. You can also buy drums and use it to store water instead of using pressurized tanks for the water supply.
Third, “look for commercial and institutional clients for faster return of investment.”  You can charge big commercial and institutional clients with more money. Also, these kinds of establishments can provide more items for your laundry shop to wash. The more items you wash, the more money you will have.
Fourth, “charge more for bulky items and heavy garments.” As a laundry service provider, you must know the service price that you will charge in each item. Charge more for big, heavy, and bulky items like bedcovers, comforters, blankets, jeans, and jackets.
Fifth, “offer dry cleaning.” Dry cleaning service provides high profit in laundry business. However, it requires lots of practice to master it because it can ruin a fabric or garment if not done properly.

Here are the following websites where you can get more information on how to set-up laundry business in the Philippines:



5 Things That You Must Do to Avoid Office Burnout


If a stressed-out person says, “I am tired”, or, “I am stressed”, a burned-out person simple says, “I quit!” So why do people experience burnout? There are three major reasons why people experience burnout:
It happens when a person finds no meaning in what he or she does. It happens when the work becomes a routine. 
Being too tired in work is another reason why people experienced burnout. It usually happens when a person is working for a long period of time to meet deadlines.
A person experiences burnout when he or she couldn't do the things he or she wants to do because of work.
So what are the signs of a burnout person?
1. The person is emotional and sensitive.
2. The person is irritable.
3. The person hardly smiles.
4. The person looks tired because of sleepless nights.
5. The person looks sick because of overworked.
6. The person worries a lot of things.
Once a person manifests these things, it is advisable for the employer or manager to talk to his or her employee. A break from work and a long vacation are some of the ways to cure burnout. So what will you if you are experiencing burnout from your work? Here are the best ways to deal with it:
1. Do something different and worthwhile. If you’ve been sitting in your chair for a long time, don’t just be stuck. Don’t let boredom conquer you. Instead, break the monotony.
2. Do not force yourself if you cannot do it. There are also things that you cannot do alone. Seek the help of others.
3. Reward yourself. If you did something good, or, you achieved your goal, give yourself a reward. Buy yourself an ice cream. Go to your favorite restaurant. Even simple things can be a reward.
4. Learn to manage your time properly. Lack of sleep is one of the reasons why people experienced burnout. Do you always hang out with your friends every night? Do you always watch movie till midnight? Then give yourself a break.
5. Give your time to reflect and think what causing you to experience burnout. Evaluating yourself really helps. It will give you new direction to change your lifestyle.
Work burnout is a serious matter. You must be cautious of the things, events, and even persons that will let you experience it. It is only you who can handle yourself and make your work pleasant and worthwhile. Have a great day


,

Slow Sure Steps to Prosperity


Last night, I was reading one of the books written by Bo Sanchez. He is one of my favorite authors because his writings are very inspiring and uplifting. The title of the book is 40 Stories of Passion – Learn from 40 ordinary people on how to make your life extraordinarily beautiful.

One of the stories that I really like in that book is about the life of Lola Nieves Verneza. She was interviewed by Bo Sanchez, and she was 81 year old at the time of interview. Let me share the things they talked about.

Bo: Nanay, tell be a bit of your roots
Nanay: I came, from a poor family in San Pedro, Laguna.

Bo: Did you always have this entrepreneurial blood in you?
Nanay: Yes! At the age of 15, I was already selling. It was the year 1943, during World War II. I sold “contraband” items that the Japanese soldiers confiscated for their use such as rice and chicken. So in deep baskets, I put the rice and the chicken under my patola and sitaw. I carried these baskets by foot, by calesa, by train and by banca to Manila. It was very difficult and dangerous. But that was the only way we could survive.

Bo: Weren’t you afraid?
Nanay: I was. Those were scary times. I had to intentionally look ugly so that the Japanese soldiers won’t pick on me. If you were pretty, you’d get confiscated too!

Bo: When did you get married?
Nanay: When I was 18 years old, I met Censio in one of my banca rides to Manila. After to talking to my parents, we got married very soon after.

Bo: What was Censio’s livelihood?
Nanay: He was a poor farmer and a fisherman. But even after the war, I continued to sell whatever I could find that I could make a profit on.
Bo: And you lived a simple life so that you could save…
Nanay: Yes. We saved every centavo. If my children asked for 90 centavos to buy something for school (and I gave them one peso), when they returned, I asked for the 10 centavo change.

Bo: What happened next?
Nanay: When we saved enough money for a down payment, we bought a jeepney. Censio learned how to drive and decided, with complete trust for better opportunity, to relocate the whole family to Paco, Manila. By grace or chance, he got an offer as a driver from the nearby school to be their official “school bus driver.”  Meanwhile, I opened a tiny store in Paco Market to sell clothes. It was really a four-foot table and nothing much. But every day, I’d wake up early in the morning to work, saving for our children’s future.

Bo: And then what happened?
Nanay: Through our savings, Censio was able to buy a second-hand bus to meet the demand of more students being served. And then we bought a property loan. The owner of the land was a friend and she agreed on a pay-when-able scheme. Through our savings everyday, we paid it in two years. After that, we build apartments. To save money, my husband learned how to be an architect, engineer, contractor and foreman – even if he only finished Grade 6. And so for another two years, we built 70 apartments…

Bo: Seventy: Did you say 70 apartments?
Nanay: Yes, 70, very simple and small apartments.

Bo: How did you do it?
Nanay: Censio would borrow from the hardware construction material. We built one apartment and rented it out right away. We asked for a two- or three-month deposit from the tenant. We used that money to start building another apartment unit. We didn’t stop until we reached that many apartments.
Bo: I still can’t believe you built that many apartments! Wow! Weren’t your neighbors shocked?
Nanay: They were. They thought we got money from rich relatives. They didn’t know that through all those years, we were saving money – little by little.

Bo: Thank you for your inspiring story. At 81, now that Censio has passed away, you give most of your time to your service to God. Any last words?
Nanay: Live a simply lifestyle. . Eat vegetables and fish. Avoid stress. Don’t have too much worries. Pray. At magtipid. Mag-ipon. At lahat ng kita, itago. Ilagay sa negosyo o sa paupahan. (Be frugal. Save. Keep all your income. Put it in business or lend it to someone.)
..........................................................................................................................................................

This interview was taken from the book 40 Stories of Passion. To learn more of his inspiring books and magazines, log onto Bo Sanchez website, www.bosanchez.ph  or you can email at bosanchez@kerygmafamily.com